La Caja Municipal de Ahorro y Crédito Arequipa (CMAC Arequipa) ha adquirido el bloque patrimonial de activos y pasivos de Financiera Credinka en Régimen Especial Transitorio, incluyendo la totalidad de los depósitos, tanto cubiertos como no cubiertos por el Fondo de Seguro de Depósitos (FSD), según informó la Superintendencia de Banca, Seguros y AFP (SBS). Esto fue resultado de la apertura y revisión de las propuestas presentadas en el proceso de adjudicación.
TAMBIÉN PUEDE LEER: La SBS interviene a Financiera Credinka por insolvencia
A partir de esta operación, los depositantes y deudores de Financiera Credinka pasarán a ser clientes de CMAC Arequipa, manteniéndose los términos y condiciones previamente pactados. La entidad ganadora comunicará a sus nuevos clientes la fecha de inicio para su atención, una vez se finalicen los trámites administrativos correspondientes.
Este proceso fue convocado por la SBS bajo un concurso por invitación, en el marco de los Programas de Fortalecimiento Patrimonial de las Instituciones Especializadas en Microfinanzas, tras la intervención de Financiera Credinka por presentar un acelerado deterioro de su solvencia, lo cual afectó su patrimonio.
Pagos y Créditos a la Caja Arequipa
Respecto a los ahorros y depósitos de los clientes de la exfinanciera Credinka, éstos serán transferidos a CMAC Arequipa, como resultado del proceso de adjudicación. CMAC Arequipa informará próximamente a sus nuevos clientes sobre el inicio de sus operaciones.
Aquellos clientes con créditos o pagos pendientes en Credinka deberán continuar cumpliendo con sus obligaciones para evitar ser reportados en la central de riesgos.
Situación de los Trabajadores de Credinka
Los empleados de Credinka continuarán desempeñando sus funciones en la entidad intervenida bajo las órdenes de los funcionarios designados por la SBS. Además, seguirán recibiendo su remuneración en las mismas condiciones previamente acordadas, incluyendo monto, periodicidad y asistencia.
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